Treasury Management Services
Run your business even more efficiently with a wide array of tools and services.
Enroll or Request Treasury Management Services today!
To request enrollment in Treasury Management Online Banking or inquire about other related services, Call 1-855-888-2242 / firstname.lastname@example.org. Ask your LegacyTexas account manager for details, enrollment, and service fees.
Products and services designed to help you manage your company's money quickly, safely, and efficiently. LegacyTexas's Treasury Management tools provide flexible solutions to help your business. Let us assist you in finding the right solutions for your business.
Access your account information anywhere, anytime. With Business Online Banking you have access to tools and information useful for managing your business.
Call 1-855-888-2242 / email@example.com to enroll.
Contact Our Treasury Experts
Please contact a LegacyTexas expert to discuss Treasury Management solutions for your business. We welcome the opportunity to earn your business. Call 1-855-888-2242 / firstname.lastname@example.org.
Manage Your Money
LegacyTexas has deposit accounts with your business in mind. Please click here to learn more about Prosperity's business accounts.
Manage Your Receivables
Treasury Center Mobile Banking
Use your smartphone or tablet to perform your treasury management functions around-the-clock.
Zero Balance Accounts (ZBA)
Make use of every dollar by concentrating funds at the end of each day from your separate accounts into your operating account. The objective of a Zero Balance Accounts (ZBA) is to centralize balances that would otherwise remain idle.
Automate your management of excess funds through a daily sweep service that automatically sweeps excess funds over a pre-determined target balance.
Simplify your accounting duties with account reconciliation services with LegacyTexas.
Manage Your Payments
Automated Clearing House (ACH) - Originating Payments
Electronically originate payments from any of your Prosperity business checking accounts.
The choice is yours - process your ACH payments as you normally do or for faster payments, use same-day ACH processing.
Business Card Solutions – Debit Cards/Business Credit Cards
Make business cards your payment of choice for many of company expenditures.
Debit Mastercard® Business Card
Prosperity’s debit card features chip technology enhancing the security of your card. Your business debit card transaction is deducted directly from your business checking account at the time of purchase.
Prosperity’s Business card features chip technology enhancing the security of your credit card and comes with a variety of features and benefits:
Bill Pay for Business
Online Wire Transfers
Online Wire Transfers are a reliable and secure way to send or transfer funds electronically with same-day availability.
One of your business needs may include a payroll card solution for your employees instead of issuing checks. Please contact email@example.com for more details.
Manage Your Receivables
Simplify and expedite the collection and processing of your account receivables by having your business customers mail their payments directly to the bank for processing. The bank accesses and processes your payments, and deposits your payments received into your account on the same day.
Merchant Services - Credit Card Processing
Payment solutions to accept card payments online, over the phone, or in person. Many businesses need to offer their customers flexible payment options and LegacyTexas partners with TSYS® to provide full-service payment processing solutions to businesses to meet their credit, debit and gift card processing needs. Additional merchant services available include Electronic Check Conversion and Check Verification.
Remote Deposit Capture (RDC)
Streamline your banking by making deposits without leaving the office. Remote Deposit Capture (RDC) allows your business to electronically deposit checks securely into your Prosperity checking account using a scanner and software.
Protect against fraud by utilizing LegacyTexas’s Positive Pay service to electronically monitor check or ACH transactions presented for payment to your business checking account. Validates the checks presented to your account for payment prior to processing by automatically matching the items against your business check issued files. Choose Prosperity’s Check Positive Pay service, ACH Positive Pay or both.
Check Positive Pay
Check Positive Pay validates the checks presented for payment by electronically matching the items against your issued check records. Items presented for payment that does not match a corresponding item in your issued check file are identified as an exception and referred to the company for a 'pay' or 'return' decision.
ACH Positive Pay
When authorized ACH debit and credit originators vary or when special attention should be paid to third-party ACH activity, ACH Positive Pay may be a good solution. Provide LegacyTexas with known ACH originators. All other ACH items will be identified as exceptions. Review exception items by the established deadline to return any that are unauthorized.
ACH Blocks/ACH Filters
Authorize only specific activity to your account and restrict based upon transaction type.
ACH Blocks: Protect against unauthorized inbound transactions with ACH debit block. Full ACH credit blocks are also available.
ACH Filters: Filters are a fraud prevention tool when repetitive ACH debits or credits are expected. Simply provide Prosperity with your approved debit and credit originators. ACH transactions will be automatically filtered for you.
Contact Treasury Management at 1-855-888-2242, firstname.lastname@example.org.